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Credit Improvement Strategies
How to Increase Your Credit Score to Purchase Your Home
Your credit score plays a major role in financial opportunities, including securing loans and lower interest rates. Here’s how you can improve it:
1. Pay Bills on Time—Making timely payments on credit cards, loans, and utilities helps build a strong payment history.
2. Lower Your Credit Utilization – Keep your credit card balances below 30% of your total limit.
3. Check Your Credit Report for Errors – Regularly review your report and dispute any inaccuracies.
4. Avoid Unnecessary Credit Inquiries – Applying for too much new credit for different items at once can lower your score. Don't shop for a home, car, and boat at the same time, these inquiries will lower your credit.
5. Keep Old Accounts Open – Longer credit history helps improve your score.
6. Diversify Your Credit Mix—Combining credit cards, loans, and other accounts can boost your score. Before you open any new accounts, consult with your loan officer. If you don't have one, click here to connect our preferred lenders.
Positioning You to Rule
Credit Improvement Services
The real estate firm SJRG and the referring financial company JFS are under common ownership. As a result, SJRG may refer clients to JFS for credit and other financial services.
Clients are under no obligation to use JFS's services and are encouraged to explore all available options to determine what best suits their needs. Any financial decisions should be made after careful consideration and, if necessary, consultation with an independent financial advisor.
Using this website link, you acknowledge and understand this relationship and agree that SJRG and JFS are not responsible for any decisions based on the information provided.
Buying ...Let Our Exceptional Services Position You To Rule
Flat Fee Service
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Disclosure property's adverse issues
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Complete CMA
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Limited Service Plus
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Negotiation strategies to your benefit
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Price & terms consulting
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